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Tag: #naplesmortgagecompany

Would You Let $80 a Month Hold You Back from Buying a Home?

Written by Naples Mortgage Syndicated User on . Posted in Affordability, First-Time Buyers, For Buyers, Forecasts, Mortgage Rates, Naples Florida Mortgage, Naples Mortgage.

A lot of buyers are stuck in “wait and see” mode right now. They’re watching rates hover a little above 6% and thinking, I’ll buy once they hit the 5s. Because who doesn’t want a better rate?But here’s the thing: that 5.99% number might not save you as much as you think.Affordability is still a challenge. There’s no question about that. But the market has given savvy buyers a head start. Mortgage rates have already come down over the past few months. And the drop we’ve seen saves you more than you’d think.How Much You’ve Already Saved, Without Realizing ItLet’s put some real numbers...

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Are Builders Overbuilding Again? Let’s Look at the Facts.

Written by Naples Mortgage Syndicated User on . Posted in For Buyers, For Sellers, Inventory, Naples Florida Mortgage, Naples Mortgage, New Construction.

If it feels like you’re seeing new construction signs pop up everywhere, you’re not wrong. Builders have been busy. And it’s left some people wondering: Are we overbuilding like we did right before the 2008 housing crash?No matter what you may hear in the news, there’s no reason for alarm. In reality, data shows builders aren’t racing ahead, they’re actually starting to tap the brakes.Builders Are Pulling Back, Not Piling OnPermits (applications to start building new homes) are one of the best early indicators for what’s next for home construction. And right now, building permits are...

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The VA Home Loan Advantage: What Every Veteran Should Know Right Now

Written by Naples Mortgage Syndicated User on . Posted in Buying Tips, For Buyers, Naples Florida Mortgage, Naples Mortgage.

If you’ve served in the military (or if your spouse has), you have access to one of the most powerful homebuying tools out there. The chance to buy a home without having a down payment.Unfortunately, 70% of Veterans (that’s 7 out of every 10) don’t know about this benefit, according to Veterans United.And that’s a big missed opportunity for those who’ve earned this benefit through service. So, let’s break down what you really need to know about Veterans Affairs (VA) home loans right now.Why VA Home Loans Can Be a Great OptionFor nearly 80 years, VA loans have made homeownership...

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What a Government Shutdown Really Means for the Housing Market

Written by Naples Mortgage Syndicated User on . Posted in Buying Tips, Economy, For Buyers, For Sellers, Naples Florida Mortgage, Naples Mortgage, Selling Tips.

There’s been a lot of talk lately about how a government shutdown impacts the housing market. You might be wondering: Is it causing everything to grind to a halt?The short answer? No.The housing market doesn’t stop. It keeps moving. Homes are still being bought and sold, contracts are still being signed, and closings are still happening. The difference is that a few parts of the process may slow down a little, but overall, the market continues to function.Here’s What Typically Happens Whenever the government shuts down, some federal agencies temporarily close or scale back their...

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Why Your Home Equity Still Puts You Way Ahead

Written by Naples Mortgage Syndicated User on . Posted in Equity, For Sellers, Home Prices, Naples Florida Mortgage, Naples Mortgage.

If you’ve seen headlines about home prices dropping, it’s easy to wonder what that means for the value of your home too. Here’s what you really need to know.Even with small price declines in some markets, data shows you’re likely still way ahead. And that’s thanks to your home equity.The Relationship Between Home Prices and EquityHome equity moves in sync with home prices. When prices rise, equity builds. When prices cool (even just slightly), equity growth does too. Here’s how that’s played out lately.After the record-setting home price surge of 2020 and 2021, a little cooling was...

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How To Make Sure Your Sale Crosses the Finish Line

Written by Naples Mortgage Syndicated User on . Posted in For Sellers, Naples Florida Mortgage, Naples Mortgage, Selling Tips.

If there was one simple step that could help make your home sale a seamless process, wouldn’t you want to know about it?There’s a lot that happens from the time your house goes under contract to closing day. And a few things still have to go right for the deal to go through. But here’s what a lot of sellers may not know.There’s one part of the process where some homeowners are hitting a road bump that’s causing buyers to back out these days. But don’t worry. The majority of these snags are completely avoidable, especially when you understand what’s causing them and how to be...

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